Skip to main content
Federal Deposit Insurance Corporation
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Please Enter User ID
Go

IBC Elite Advantage (Money Market)

A competitive interest-bearing account with bonus rates on CDs for those 50 years or older maintains higher-than-average balances. This account also offers premium money market rates. There is no service charge if the required balance is maintained.*

Personal IBC Elite Advantage Overview

    • Maximize ROI
      Maximize your Return on Investment with additional 10 basis points on CDs
    • Maximize Investment
      Earn interest when balance requirements are met
    • Tiered Variable Interest Rate
      Funds earn competitive interest rates
    • Calculated Interest
      Interest is calculated using the collected balance
    * Account Requirements and Service Fees:
    • Maintain minimum daily balance of $5,000 or average collected balance of $7,500 to avoid service charge
    • Must have an IBC Elite Checking (N.O.W.) account
    • Tiered rate of interest. Requires a minimum daily balance of $5,000 to earn interest
    • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g. checks)
    • $15 service charge per month if balance requirements are not met
    • Per debit charge is $0.25
    • Debits are any and all withdrawals made from this account, except for bank associated fees and/or service charges
    • Postage fee based on number of enclosures
FREE IBC Voice, IBC Texas

FREE IBC Voice

Bank from anywhere and anytime. Check your balance, make transfers, or order checks.
24/7 Access to My IBC Bank Online, IBC Texas

Online Banking

Bank from anywhere and anytime with 24/7 access to My IBC Bank Online. Check your balance, make transfers, order, and see your check images.

We would like to send you messages and notifications

Please select ‘Allow' to receive exclusive updates.
chat banner
Open chat box button Close chat